OneFi fast loan in Nigeria


Get small loans, anywhere, anytime.

PayLater® is a simple, entirely mobile lending platform that provides short-term loans to help cover unexpected expenses or urgent cash needs. You can apply for a PayLater loan 24 hours a day, 7 days a week with our quick application process that lets you know your status within minutes.

Flex Advance

Get more from your POS

Do you own a POS terminal?
Do you make or receive payments via POS terminal daily?
If yes, you may be eligible for a cash advance of up to ₦10,000,000

Paylater Plus

We provide quick loans for salary earners. If you are currently in paid employment, you may be eligible for a Paylater Plus loan of up to N1,000,000. Our loan repayment cycle is typically 3 and 6 months, with loan amounts ranging from N100,000 – N1 million.


Making more possible for employees

OneFi payroll loan product is centered on improving financial health of employees, increasing staff productivity and engagement at work by meeting financial needs promptly, at a lower rate with little documentation and taking the stress off loan repayments.

1224, Bishop Oluwole Street,
Victoria Island, Lagos.

Phone: 01 460 9945, 01 631 1215

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